Business Forecasting with Excel

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4. Estimating the volume of loans that will be made at a credit union is crucial to effective cash management in those institutions. In the table that follows are quarterly data for a real credit union located in a midwestern city. Credit unions are financial institutions similar to banks, but credit unions are not-for-profit firms whose members are the actual owners (remember their slogan, “It’s where you belong”). The members may be both depositors in and borrowers from the credit union.

 

 

 

a. Estimate a multiple-regression model to estimate loan demand and calculate its root mean squared error.

 

b. Estimate a time-series decomposition model to estimate loan demand with the same data and calculate its root-mean-squared error.

 

c. Combine the models in parts (a) and (b) and determine whether the combined model performs better than either or both of the original models. Try to explain why you obtained the results you did.

 

 

 

5. HeathCo Industries, a producer of a line of skiwear, has been the subject of exercises in several earlier chapters of the text. The data for its sales and two potential causal variables, income (INCOME) and the northern-region unemployment rate (NRUR), are repeated in the following table:

 

 

 

a. Develop a multiple-regression model of SALES as a function of both INCOME and NRUR:

 

Use this model to forecast sales for 2008Q1–2008Q4 (call your regression forecast series SFR), given that INCOME and NRUR for 2004 have been forecast to be:

 

b. Calculate the RMSE for your regression model for both the historical period (1998Q1–2007Q4) and the forecast horizon (2008Q1–2008Q4).

 

 

c. Now prepare a forecast through the historical period and the forecast horizon (2008Q1–2008Q4) using Winters’ exponential smoothing. Call this forecast series SFW, and fill in the RMSEs for SFW:

 

 

d. Solely on the basis of the historical data, which model appears to be the best? Why?

 

e. Now prepare a combined forecast (SCF) using the regression technique described in this chapter. In the standard regression:

 

 

Is the intercept essentially zero? Why? If it is, do the following regression as a basis for developing SCF:

 

 

f. Calculate the RMSEs for SCF:

 

 

Did combining models reduce the RMSE in the historical period? What about the actual forecast?

 

 

 

6. Your company produces a favorite summertime food product, and you have been placed in charge of forecasting shipments of this product. The historical data below represent your company’s past experience with the product.

 

a. Since the data appear to have both seasonality and trend, you should estimate a Winters’ model and calculate its root-mean-squared error.

 

b. You also have access to a survey of the potential purchasers of your product. This information has been collected for some time, and it has proved to be quite accurate for predicting shipments in the past. Calculate the root-mean-squared error of the purchasers’ survey data.

 

c. After checking for bias, combine the forecasts in parts (a) and (b) and determine if a combined model may forecast better than either single model.

 

 

 

 

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Answer all question

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In today’s fast-paced academic environment, students often find themselves juggling multiple responsibilities, from attending classes and working part-time jobs to participating in extracurricular activities. The demands of modern education can be overwhelming, leaving students in search of effective solutions to manage their academic workload efficiently. One such solution is the use of Nursingpapertutors.com academic writing website. Nursingpapertutors.com academic writing website employ a cadre of experienced and knowledgeable writers who are well-versed in various academic subjects and writing styles. Nursingpapertutors.com professionals bring a wealth of expertise to the table, enabling them to produce well-researched and well-structured papers that meet the academic standards and expectations of students. Their familiarity with diverse subjects ensures that students can receive assistance across a wide spectrum of disciplines, from mathematics to literature, and from nursing to engineering.

 

answer all the questions

 

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illustrator

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i need help with illustrator 

someone professional 

 

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which of the following ions or molecules are isoelectronic and isostructural? a. CO b. NO c. CN- d. NO+ e. NO-

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which of the following ions or molecules are isoelectronic and isostructural? a. CO b. NO c. CN- d. NO+ e. NO-

 

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Use the words indentured servant constitution debtor tenant farmer and mission in a paragraph

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Use the words indentured servant constitution debtor tenant farmer and mission in a paragraph

 

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Need a marketing Whiz- due in 10 hours

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Product Category Options

It is recommended that you focus your marketing plan on a product that falls into one of the following product categories: 

  • Dental Hygiene Product
  • Over-the-Counter Pain Remedy
  • Snackfood
  • Sunscreen
  • Exercise Equipment
  • Gardening Product

You may invent a new product idea or you can select a product that already exists.  However, you may not select an existing brand.  For example, you can write a plan for a potato chip, but you may not write a plan for Pringles. 

If you have an idea that does not fit into one of these categories, please let me know.  The list here is designed to help you chose a product that would be easy to conceptualize and research.  If you have experience or knowledge in another product category, I am very open to making this marketing plan assignment relevant to your situation.   

 

 

 

  • Section I

    I.  Market-Oriented Mission

    Remember the examples of market-oriented definitions from Chapter 2.  Focus on the need being fulfilled by your product, not the product itself.  This should be one, maybe two sentences.  This is not a slogan or a tagline.  This is something that should help to keep a marketing department focused on what’s important – customer needs.

     

     

 

  • Section II

    II.  Conceptual Overview

    a.  Product Description

    b.  Customers    

                                  i.  Factors Influencing Behavior

                                 ii.  Buying Decision Behavior

    The product description should be brief – only one or two sentences.  You will provide more depth about actual features later in the plan.

    You should be able to apply at least three factors influencing behavior.  Be careful not to talk about your product here, stay focused on the customer.  Keep in mind that the work you do in identifying the factors influencing your consumer’s behavior should ultimately influence the bases for segmentation that you select.  Use your text for guidance.  Figure 5.2 in Chapter 5 is very useful to consider when you are identifying the factors influencing your consumer’s behavior.  Focus on an individual factor, like “reference group”, instead of a whole category like “social”. 

    Buying Decision Behavior types are also discussed in Chapter 5 of your text.  Be sure to consider both level of involvement and perceived differences between brands when you are explaining which one applies to your product or service. 

    On a cautionary note, don’t let using these handy visuals replace the actual reading of the chapter.  Sometimes the terms used in the figure or table mean something a little different than what you expect – the chapter text provides some much needed context and explanation to support those visuals. 

     

 

  • Section III

    III.  Marketing Intelligence

    a.  Macro-environmental Factors

    b.  Competitive Analysis

                                              i.  Direct Competition

                                             ii.  Indirect Competition

                                            iii.  Strengths and Weakness of Leading Competitor

     

    For macro-environmental factors, provide good coverage of at least three.  Keep in mind that this is about your environment, not your product.  This is not the time to talk about how you will respond to that environment – the rest of your marketing plan does that.

    Your list of direct competition should be comprehensive and should be organized in a logical way.

    Indirect competitors are those products that compete for space in the consumer’s wallet.  For example:  an indirect competitor for a nail salon is a massage therapist.  Consumers have a budget for pampering themselves – they decide how they want to do that and so they could easily chose to get a massage over a manicure or pedicure.

    Your most threatening competitor should come from your list of direct competitors.  Focus on just ONE competitor – depth is important here.   

     

 

 

  • Section IV

    Attached Files:

    IV.  Market Segmentation, Targeting and Positioning

    a.  Bases for Segmentation

    b.  Target Market

    c.  Positioning Strategy

    Chapter 7 is a critical resource for this section of the marketing plan.  First you must select the bases for segmentation.  Table 7.1 on page 193 is an excellent place to help you identify some good choices.  You should plan to select at least three bases for segmentation and the should come from at least two different categories (geographic, demographic, psychographic, behavioral).  At least one basis for segmentation should come from the psychographic or behavioral categories. 

    Your target market is defined using your bases for segmentation.  Please see the attached Word document for a sample to follow for this section.

    Also attached are documents you can use to support segmentation based on personality or segmentation based on on lifestyle.  (This is only used if you are choosing either personality or lifestyle as a basis for segmentation – many of you will NOT use either of these.)  Keep in mind that you may NOT just make up a list of personalities or lifestyles – you have to use an established framework for categorizing these segments.

     

 

  • Section IV should be submitted as a single MS Word document.  

    (10 points)

    Deadline:  July 9, 2013 (11:59 pm)

     

 

  • Section V

    V.  Product Plan

    a.  Product Classification

    b.  Individual Product Decisions

          i.  Attributes

         ii.  Branding

        iii.  Packaging

        iv.  Labeling

         v.  Support Services

    Be sure to explain your choice of product classification (convenience, shopping, specialty or unsought).  Connect all individual product decisions back to your target market(s).  Explain why these decisions will resonate with your target market.

     

     

 

  • Section VI

    VI.  Pricing Plan

    a.  Internal Considerations

    b.  External Considerations

    c.  Pricing Strategies

    This plan should connect with your target market and also support your positioning strategy.

     

 

  • Section VII

    VII.  Distribution Plan

    a.  Channel Design

    b.  Retailers (if appropriate)

    This also needs to connect back to your target market.

     

     

 

  • Section VIII

    VIII.  Promotion Plan

    a.  Advertising Concept

          i.  Message Appeal

         ii.  Message Execution

        iii.  Media

    b.  Sales Promotion Tools

    c.  Public Relations Tools

    Remember that all these decisions must clearly connect back to the target market.  Explain why your message will resonate with the target market.  Explain why your proposed sales promotion tools are the most relevant for your target market…

     

 

One of the significant challenges students face is time management. The demands of coursework, assignments, and exams can create immense pressure, leading to stress and a potential drop in academic performance. Nursingpapertutors.com academic writing website can be a valuable resource for students seeking to balance their responsibilities effectively. By outsourcing some of their academic tasks, students can free up time to focus on studying, participating in meaningful extracurricular activities, or even addressing personal obligations. This improved time management can alleviate the stress associated with academic overload. The ultimate goal of education is to enhance one’s knowledge and skills. Nursingpapertutors.com academic writing websites can play a vital role in achieving this goal by providing students with well-crafted papers that serve as models for their own work. These papers can offer valuable insights into effective research, organization, and writing, thereby empowering students to improve their academic performance over time.

 
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Social Work Group Treatment Sessions

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Planning a Group

When a client is dealing with several problems at one time, it can be difficult to determine which type of treatment group would be most beneficial. Some types of treatment groups may overlap in addressing certain problems or issues. The literature is helpful in assisting the clinical social worker in determining the type, purpose, and goals of the treatment group.

For this Assignment, review the case history and video session.

In a 3- to 4-page paper, describe a treatment group that would help Helen Petrakis in one of the following areas: (a) caregiving, (b) sandwich generation, (c) serving as a family member of an individual with addiction.

  • Review and briefly summarize the literature about the social issue that is the focus of your group (caregiving, sandwich generation, or addictions).
  • Write a plan that includes the following elements:
    • Type of treatment group
    • Purpose of the group
    • Membership
    • Method to recruit
    • Composition
    • Size
    • Open/closed
    • Monitoring

 

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Dear hassan12 I need your help for My ECON class

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Dear hassan12

I need your help for My ECON class

 

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Engineering Thesis

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Assessment of welded joints using FEM

 

50 pages

 

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Corporate Taxes

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Hunt Taxidermy, Inc. is concerned about the taxes paid by the company in 2008. In addition to $33.50 million of taxable income, the firm received $1,850,000 of interest on state-issued bonds and $570,000 of dividends on common stock it owns in Hunt Taxidermy, Inc.(Use Table 2.3)

 

Calculate Hunt Taxidermy’s tax liability, average tax rate, and marginal tax rate. (Enter your answer in dollars not in millions. Round your answer to the nearest dollar amount. Omit the “$” and “%” signs in your response.)

 

 

 

 

 

 

 

One of the significant challenges students face is time management. The demands of coursework, assignments, and exams can create immense pressure, leading to stress and a potential drop in academic performance. Nursingpapertutors.com academic writing website can be a valuable resource for students seeking to balance their responsibilities effectively. By outsourcing some of their academic tasks, students can free up time to focus on studying, participating in meaningful extracurricular activities, or even addressing personal obligations. This improved time management can alleviate the stress associated with academic overload. The ultimate goal of education is to enhance one’s knowledge and skills. Nursingpapertutors.com academic writing websites can play a vital role in achieving this goal by providing students with well-crafted papers that serve as models for their own work. These papers can offer valuable insights into effective research, organization, and writing, thereby empowering students to improve their academic performance over time.

 
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